Hua Xia Shi Bao·2025-08-22 06:40Core Viewpoint - The article emphasizes the importance of ESG (Environmental, Social, Governance) as a core strategic indicator for measuring long-term corporate value, particularly in the banking sector, which plays a crucial role in sustainable development and green finance [2][3]. ESG Practices of Minsheng Bank - Minsheng Bank has integrated ESG into its five-year strategic plan and has achieved the highest MSCI ESG global rating of AAA, showcasing its commitment to sustainable practices [2][4]. - The bank focuses on three main areas: environmental responsibility, social responsibility, and governance improvement, aligning its operations with global best practices [3][4]. Environmental Initiatives - Minsheng Bank has embedded green and sustainable development strategies into its management, continuously innovating green financial products such as "Farmer Photovoltaic Loans" and "Agricultural Loans" to meet diverse customer needs [6][7]. - The bank is actively exploring carbon finance, providing financing support for carbon reduction projects and offering services like carbon quota pledge loans to enhance corporate participation in carbon markets [7][10]. Social Responsibility Efforts - The bank emphasizes its role as a "bank for private enterprises" and has increased credit support for small and micro enterprises, optimizing approval processes to lower financing costs [8][9]. - Minsheng Bank has initiated various programs to support rural revitalization and enhance financial service accessibility, including community branch expansions and digital banking services [8][9]. Governance Enhancements - The bank has established a dedicated ESG leadership group, led by the chairman, to oversee the implementation of ESG policies and ensure comprehensive integration into corporate governance [4][5]. - Minsheng Bank actively benchmarks against international best practices, enhancing the professionalism and accuracy of its ESG information disclosure [5][6]. Future Directions for ESG Practices - The bank aims to deepen ESG practices across five core dimensions: technology finance, green finance, inclusive finance, pension finance, and digital finance, supporting the achievement of national "dual carbon" goals [13][14]. - Specific initiatives include increasing funding for technology transfer projects, expanding the range of green financial products, and enhancing digital service capabilities to improve customer experience [14][15][16].