浦发银行绵阳分行成功堵截涉诈资金

Core Viewpoint - The proactive measures taken by the Shanghai Pudong Development Bank (SPDB) Mianyang Branch successfully intercepted a fraudulent transaction of 66,000 yuan, showcasing the importance of vigilance and collaboration in combating telecom fraud [1][2]. Group 1: Incident Overview - On August 20, a customer attempted to withdraw 66,000 yuan under the pretext of "bride price," despite having a non-counter transaction limit of only 30,000 yuan, raising suspicions among the bank's operational staff [1]. - The operational staff conducted further verification and discovered discrepancies in the customer's claims regarding the relationship with the remitter, leading to the suspicion of fraudulent activity [1][2]. Group 2: Response Actions - Upon identifying the suspicious situation, the bank activated its emergency response plan, delaying the withdrawal and adjusting the transaction limit to zero while contacting the account-holding bank for account control [2]. - The operational supervisor attempted to reach the remitter's bank for verification but was unable to contact the remitter, prompting immediate reporting to the Mianyang Anti-Fraud Center [2]. Group 3: Outcome and Recognition - The investigation revealed that the remitter had fallen victim to telecom fraud, and the customer was identified as a "tool person" in the scam [2]. - The operational staff's actions received high praise from both the Mianyang and Hunan Anti-Fraud Centers, highlighting the effectiveness of their risk identification and response capabilities [2]. Group 4: Industry Context - The incident underscores the evolving tactics of telecom fraud, where criminals often use reasons like "renovation" or "bride price" to facilitate cash withdrawals, along with forged documents to deceive banks [2]. - SPDB aims to enhance communication and collaboration through partnerships with law enforcement and other banks to strengthen fraud prevention measures and protect the public's financial assets [2].