Sou Hu Cai Jing·2025-08-22 09:50Core Insights - The article discusses the successful execution of the fourth phase of the Hangzhou small and micro financing live broadcast event, organized by the Hangzhou Development and Reform Commission, which aims to enhance financial support for small and micro enterprises [1] Group 1: Financing Mechanism - The Hangzhou small and micro financing coordination mechanism has established a service loop through a three-tiered collaboration involving provincial, municipal, and district work teams, focusing on "policy guidance + financial collaboration + park implementation" [3] - As of July 2025, over 2,000 enterprises in Hangzhou have been visited, with a total credit amount exceeding 5.5 billion and loan disbursements surpassing 5.4 billion [3] Group 2: Group Resource Integration - The Hangzhou branch of China Everbright Bank leverages group resources for localized integration and full-cycle service, providing a comprehensive service loop from startup financing to asset allocation for mature enterprises [4] - A "1+N" collaborative task force has been established to provide tailored solutions for key parks and enterprises, enhancing service efficiency [4] Group 3: Service Model Development - The bank positions itself as a "financial gardener," focusing on deepening services in industrial parks, having engaged with over 100 technology and manufacturing parks [5] - The bank has implemented a "1+N" supply chain financial service model, which has supported over 100 small and micro enterprises within three months, significantly reducing approval times to an average of two days [6] Group 4: Future Plans - The Hangzhou branch of China Everbright Bank plans to continue enhancing the small and micro financing coordination mechanism, utilizing the "thousand enterprises and ten thousand households" outreach initiative to provide comprehensive financial services throughout the lifecycle of small and micro enterprises [6]