SPD BANK(SH:600000) Qi Lu Wan Bao Wang·2025-08-22 10:48Core Viewpoint - Qingdao is leveraging digital empowerment to reconstruct its development framework, with a focus on technological innovation as a key driver for urban competitiveness, supported by the efforts of SPD Bank Qingdao Branch in enhancing the city's tech-finance ecosystem [1] Group 1: SPD Bank's Role in Technological Finance - SPD Bank Qingdao Branch has been recognized for its contributions to technological finance, with two of its branches, Hong Kong East Road Technology Branch and Chengyang Branch, being named as the only two branches of a joint-stock bank in the city on the 2024 list of technology finance specialty branches [1][2] - The Hong Kong East Road Technology Branch has provided quality financial services to nearly 500 technology enterprises, addressing critical financing challenges such as initial loans and credit loans [2][3] - Chengyang Branch has served over 600 technology enterprises, including 118 specialized and innovative enterprises, becoming a vital financial support for the growth of technology firms in the region [4] Group 2: Service Model and Product Innovation - SPD Bank Qingdao Branch has initiated a three-year plan to cultivate technology specialty branches, focusing on the entire lifecycle needs of technology enterprises and enhancing its professional service capabilities [2] - The bank has developed a "5+7+X" product matrix to cover the financial service needs of technology enterprises throughout their lifecycle, including products like "Puchuang Loan" for startups and "Putech M&A Loan" for leading enterprises [6][10] - The bank's proprietary "Technology Radar" system revolutionizes risk control by integrating various data points, allowing for a more comprehensive assessment of technology enterprises beyond traditional financial metrics [6][7] Group 3: Collaborative Ecosystem Development - SPD Bank Qingdao Branch is committed to building a collaborative ecosystem for technological innovation, integrating resources from government, industry, academia, and research institutions [8][9] - The bank has established a "Technology Salon" to facilitate discussions among industry leaders and experts, focusing on key technological breakthroughs and market needs [9] - The bank's innovative "commercial bank + investment bank + ecosystem" service model aims to provide comprehensive solutions for technology enterprises, resulting in several firsts in Qingdao's financial landscape [10]