Workflow
赋能首都低碳转型,邮储银行北京分行绿色金融的“京”彩答卷
Hua Xia Shi Bao·2025-08-22 12:59

Core Viewpoint - Postal Savings Bank of China Beijing Branch is actively promoting green finance to support low-carbon transformation in the capital, with a significant increase in green loan balances and a commitment to national carbon neutrality goals [1][2][8]. Group 1: Green Loan Growth - As of June 2025, the green loan balance of Postal Savings Bank of China Beijing Branch exceeded 85.548 billion yuan, representing an 11.14% increase from the beginning of the year and accounting for 33.63% of total loans [1]. - The bank's GDP growth rate reached 43.09% by the end of May 2025, leading the industry, driven by green finance initiatives [2]. Group 2: Innovative Financial Products - The bank has introduced the "Carbon Reduction Loan," with guidelines established to facilitate efficient, paperless processes for carbon rating and credit approval, expected to launch on a large scale in the third quarter of 2025 [3]. - The bank is expanding its carbon accounting and environmental information disclosure, aiming to add 150 carbon accounting indicators by 2025, enhancing the integration of green finance and inclusive finance [3]. Group 3: Project Financing - The bank provided 2.25 billion yuan in fixed asset loans to a technology company for a zero-carbon computing park, showcasing its commitment to national zero-carbon initiatives [4]. - A 100 million yuan working capital loan was granted to a photovoltaic company to support its solar energy project, demonstrating the bank's innovative service model in green finance [5]. Group 4: Environmental Projects - The bank participated in a syndicate loan of 400 million yuan for a water environment improvement project in Yuanjiang City, contributing to significant ecological restoration efforts [6]. Group 5: Community Engagement - The bank has established 328 "Postal Love Stations" to support outdoor workers, promoting a green lifestyle and community care [7]. - Employees have planted over 700,000 trees over six years, reinforcing the bank's commitment to ecological sustainability [7]. Group 6: Long-term Strategy - The bank's green initiatives date back to 2021 with the issuance of a 1 billion yuan green bond for renewable energy projects, laying the groundwork for future green finance innovations [8]. - The bank aims to deepen integration of green finance with new productive forces, focusing on advanced energy and smart manufacturing sectors while maintaining strict risk management [9].