精准用好结构性货币政策工具（财经观）

Core Viewpoint - The establishment of structural monetary policy tools aims to enhance the adaptability and precision of financial services in supporting economic structural adjustments and high-quality development [1][2][3] Group 1: Structural Monetary Policy Tools - Structural monetary policy tools are designed to support key areas such as technological innovation and consumption, thereby improving the effectiveness of economic transformation and upgrading [1][3] - The People's Bank of China has set up a 500 billion yuan service consumption and elderly care re-loan program, with the first loan of 36 million yuan issued for a senior care community project in Henan [1][2] - By the end of June, loans in sectors such as technology, green finance, inclusive small and micro enterprises, elderly care, and digital economy had increased by 12.5%, 25.5%, 12.3%, 43%, and 11.5% year-on-year, respectively [2] Group 2: Financial Support for Service Consumption - The service consumption market in China has significant growth potential, with strong demand and sufficient financial support, although supply remains a shortfall [2] - The re-loan program aims to guide financial institutions to enhance high-quality supply in service sectors like accommodation, tourism, education, and elderly care, fostering a virtuous cycle of supply and demand [2] Group 3: Implementation and Coordination - The effective use of structural monetary policy tools requires a focus on key areas, reasonable adjustments, and a dynamic approach to policy implementation [3][4] - Coordination among various policies, including fiscal, industrial, regional, and trade policies, is essential to amplify the effects of monetary policy tools and ensure precise support for targeted sectors [3]