今日金价出炉：国内外行情全解读，买金条还是首饰更划算？

Group 1 - The core viewpoint of the article highlights the significant rise in gold prices, with domestic gold prices surpassing 770 RMB per gram, driven by strong investor demand and heightened risk aversion in uncertain environments [1][3] - Domestic gold prices reached 777.5 RMB per gram, reflecting a 0.76% increase from the previous day, with Shanghai Gold Exchange's AU9999 experiencing a daily surge of over 7 RMB, indicating robust investor enthusiasm [3] - The price gap between domestic and international gold prices has widened to over 35 RMB per gram, attributed to the strong demand for gold as a safe-haven asset amid increasing geopolitical risks [3] Group 2 - International gold prices also saw an increase, with New York futures gold at 3416.92 USD per ounce, up by 35 USD, and London spot gold rising to 3371.78 USD per ounce, roughly equivalent to 776.8 RMB per gram [3] - Despite a strong US dollar typically exerting downward pressure on gold prices, the current geopolitical uncertainties have allowed gold to maintain its value, reinforcing its role as a "safety net" for investors [3] Group 3 - Banks are offering varying prices for investment gold bars, with China Merchants Bank leading at 794.49 RMB per gram, while Citic Bank offers a more competitive price of 786 RMB per gram, highlighting different pricing strategies among banks [6][7] - The average price of gold jewelry has slightly decreased, with major brands like Chow Tai Fook and Lao Feng Xiang pricing their gold jewelry around 1006 RMB per gram, down from 1023 RMB per gram at the end of July, providing some relief for consumers [7][8] Group 4 - The choice between investing in gold bars or purchasing gold jewelry depends on the buyer's intent, with gold bars being more suitable for investment due to lower price differentials and higher liquidity [8][9] - Gold jewelry, while appealing for personal use, includes additional costs for craftsmanship and brand premiums, making it less ideal for investment purposes [9][11] Group 5 - The article emphasizes that gold should be viewed as a tool for value preservation rather than a means for quick wealth accumulation, with short-term price fluctuations driven by risk aversion and long-term trends influenced by international dynamics and the US dollar [11]