Core Viewpoint - The People's Bank of China announced a new policy in Shanghai that eliminates the differentiation between first and second home mortgage rates, leading to a reduction in the mortgage rate for second homes to 3.05% from previous rates of 3.45% and 3.25% in different areas, which is expected to lower the cost of purchasing homes for upgrading buyers [1]. Group 1 - The new policy will unify the mortgage rates for second homes, reducing the rate to 3.05% [1]. - This change is expected to directly lower the purchasing cost for buyers looking to upgrade their homes [1]. - According to calculations by a chief analyst, a loan of 1 million yuan over 30 years will see a monthly payment reduction of approximately 220 yuan and a total interest savings of 80,000 yuan, enhancing the affordability for homebuyers [1].
上海房贷利率将不分首套和二套 30年百万贷款利息可省8万元
Bei Ke Cai Jing·2025-08-25 09:10