金融助企 提质向新（锲而不舍落实中央八项规定精神）

Core Viewpoint - The article highlights the efforts of the People's Bank of China (PBOC) in Henan Province to support the real economy through various financial policies and initiatives aimed at enhancing credit availability and reducing financing costs for enterprises [1][2][3]. Group 1: Financial Support and Initiatives - The PBOC has implemented a technology innovation and transformation re-loan policy, providing 56 million yuan in loans to support projects like that of Luoyang Zhongcui High-tech Co., which aims to address the domestic integrated circuit material supply issues [1]. - As of the end of June, the total balance of loans in Henan Province reached 9.4 trillion yuan, reflecting a year-on-year growth of 6.9%, slightly above the national average [1]. - In the first half of the year, the social financing scale in Henan increased by 676.53 billion yuan, which is 2.59 billion yuan more than the previous year [1]. Group 2: Structural Adjustments and Cost Reduction - The PBOC has focused on directing financial resources towards key areas such as technological innovation, consumption, small and micro enterprises, and stabilizing foreign trade, with over 100 billion yuan in loans issued to eligible enterprises in these sectors [2]. - The average interest rate for newly issued loans in June decreased by 0.41 percentage points, while the rate for loans to small and micro enterprises fell by 0.68 percentage points, indicating a successful reduction in financing costs [2]. - A pilot program was launched to provide transparency in financing costs, resulting in 3,658 loans totaling 19.3 billion yuan being assessed for comprehensive financing costs [2]. Group 3: Enhancing Financing Channels - The PBOC has established a "white list" of 350 high-quality bond-issuing enterprises to facilitate direct financing, with 184 debt financing instruments issued by non-financial enterprises amounting to 109.97 billion yuan in the first seven months [3]. - The PBOC plans to continue implementing macroeconomic policies to foster a favorable monetary environment for high-quality development of the real economy, as emphasized by the leadership during recent inspections [3].