Core Viewpoint - The introduction of the first personal charging pile liability insurance product for new energy vehicles by PICC Property and Casualty in Nanjing simplifies the insurance process for vehicle owners and addresses the growing need for coverage related to charging infrastructure [1][2]. Group 1: Product Innovation - PICC Property and Casualty has launched the first personal charging pile liability insurance product in the country, which is an add-on to the vehicle insurance policy [1]. - The new insurance product allows vehicle owners to obtain coverage for both their vehicle and the charging pile simultaneously, significantly streamlining the application process [2]. Group 2: Market Demand - There is an increasing number of new energy vehicle owners installing charging piles, leading to heightened awareness and concern regarding liability coverage for these installations [2]. - The insurance product addresses a market gap by providing convenient coverage options for the safety risks associated with personal charging piles [2]. Group 3: Financial Protection - The insurance policy offers a maximum compensation of 200,000 yuan per incident and a cumulative limit of 400,000 yuan for damages caused by the charging pile to third parties [2].
人保财险全国首单新能源车个人充电桩责任随车个非产品业务在宁落地