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江苏银行深圳分行:精作“五篇大文章”,谱写特区金融新实践

Core Viewpoint - The article highlights the role of Jiangsu Bank's Shenzhen branch in supporting Shenzhen's economic development as it celebrates its 45th anniversary, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [2][6]. Group 1: Inclusive and Digital Finance - Jiangsu Bank's Shenzhen branch integrates inclusive finance with digital finance to enhance the local economy, providing efficient and intelligent solutions for small and micro enterprises [2]. - The bank's "e融支付" service has benefited over 3,200 merchants with differentiated fee rate discounts, particularly aiding businesses that employ older women and essential service providers, saving them hundreds of thousands of yuan [3]. Group 2: Technology Innovation and High-Quality Development - The bank combines technology finance with cross-border finance to empower Shenzhen's market participants, offering a comprehensive product system that supports companies at various growth stages [3][4]. - Innovative financing models like "equity-linked loans" are being explored to meet the funding needs of early-stage hard technology enterprises, allowing banks to share in the future growth of these companies [4]. Group 3: Green and Pension Finance - Jiangsu Bank actively promotes green finance through initiatives like the "降碳贷" program, which offers favorable loan pricing to companies that reduce carbon emissions by 40% [5]. - In the pension finance sector, the bank provides services aimed at enhancing the quality of life for the elderly, including community health activities and digital literacy programs, benefiting over 7,200 senior clients with its "融享幸福" debit card [6]. Group 4: Cross-Border Financing - In the first half of the year, the Shenzhen branch approved a 2 billion yuan cross-border comprehensive credit line for China General Nuclear Power Corporation to support its overseas operations, contributing to the internationalization of the renminbi and regional energy connectivity [5]. Group 5: Future Commitment - Jiangsu Bank's Shenzhen branch aims to continue its systematic approach in delivering high-quality financial services, contributing to Shenzhen's ongoing development and prosperity as it enters a new chapter [6].