上海新政首夜直击：外环外新盘“不熄灯” 中介门店咨询量激增

Core Viewpoint - The new housing policy in Shanghai, effective from August 26, allows eligible families to purchase an unlimited number of homes outside the outer ring, while single adults are subject to the same purchasing restrictions as families. The policy also increases the personal housing provident fund loan limits, aiming to stimulate the housing market [1][4]. Group 1: Market Response - Following the announcement of the new policy, the sales center of Huafa Hongqiao Seasons in Qingpu District was well-lit but had few visitors, indicating a cautious initial response from potential buyers. Sales staff noted an increase in inquiries but expected a surge in foot traffic over the weekend [1][2]. - In the second-hand housing market, signs of increased activity were observed, although it was not yet at a booming level. Real estate agents reported a steady flow of inquiries but indicated that the overall customer traffic remained similar to previous evenings [2][3]. Group 2: Price Adjustments - Some landlords reportedly raised prices immediately after the policy announcement, with examples including a property in Minhang increasing its listing price by 200,000 yuan and another in Songjiang raising prices by 5,000 yuan per square meter [2][3]. - However, most sellers remained rational, with many hoping to expedite transactions rather than significantly increase prices. The prevailing market trend was still focused on "price for volume" rather than speculative price hikes [3]. Group 3: Loan and Financing Changes - The new policy optimizes the pricing mechanism for commercial personal housing loans, eliminating the distinction between first and second homes, which is expected to lower costs for second-home buyers. For instance, a loan of 1 million yuan over 30 years could see a monthly payment reduction of 220 yuan and a total interest savings of 80,000 yuan [3][4]. - The increase in personal housing provident fund loan limits and the support for using the fund for down payments are additional measures aimed at facilitating home purchases [3]. Group 4: Buyer Sentiment - Potential buyers expressed optimism about the new policy, with individuals like Wang Li indicating that it alleviates pressure for first-time buyers. Families, such as Tang Liping's, are also considering purchasing larger homes due to growing space needs [4]. - Industry insiders predict that the new policy will positively impact the Shanghai housing market by increasing transaction volumes while stabilizing prices for both new and second-hand homes [4].