超范围收集用户个人信息，卡牛信用管家回应：正在整改

Core Viewpoint - The article highlights ongoing issues with mobile applications, particularly in the financial sector, regarding the illegal collection of personal information, with specific mention of the 卡牛信用管家 App being flagged for non-compliance [3][4]. Group 1: Regulatory Actions - On August 25, the National Cybersecurity Notification Center reported that 38 mobile applications were found to be illegally collecting personal information, including the 卡牛信用管家 App, which was noted for exceeding the necessary scope of personal information collection [3]. - 卡牛科技 has acknowledged the notification from the Public Security Ministry and plans to rectify the issues by submitting a revised version of the app by August 26 [1][3]. Group 2: Company Background - 卡牛科技, established in 2017, operates in three main areas: smart bill management, credit card information services, and credit technology services [5]. - The 卡牛信用管家 App allows users to manage loans, credit cards, and other bills, while also providing services like loan and risk reports [5]. Group 3: Industry Implications - The article emphasizes that financial apps, including 卡牛信用管家, are prone to over-collecting user information, which could lead to data being shared with broader loan platforms, posing risks to user financial security [5]. - It is suggested that the financial industry must enhance compliance measures for mobile applications, focusing on systematic management of user data across various stages, adhering to the principle of minimal necessity [5].