支付宝指数基金成消费复苏背景下的稳健选择

Group 1 - The core viewpoint of the articles highlights the activation of the consumer market through a combination of government policies, including a new round of subsidies and interest subsidies for consumer loans, aimed at stimulating economic recovery and consumer spending [1][2][7] - The fourth batch of subsidies, amounting to 69 billion yuan, will be distributed in October, contributing to a total annual subsidy of 300 billion yuan, covering key categories such as home appliances, digital products, and automobiles [2] - The initial effects of these policies are evident, with retail sales of home appliances and automobiles increasing by over 20% year-on-year in the first half of the year, driving a 5% growth in total social retail sales [2] Group 2 - Alipay Index Funds are positioned as an ideal investment tool for ordinary investors to share in the policy dividends, offering a one-click layout of the consumer industry chain to mitigate individual stock risks [4][7] - The intelligent investment feature of Alipay Index Funds allows for automatic deductions on a weekly or monthly basis, smoothing out market volatility and effectively reducing costs during market adjustments [5] - The low fee structure of Alipay Index Funds, generally below 0.5%, significantly enhances the long-term compounding effect compared to actively managed funds, which typically charge around 1.5% [5]