上海爆出新政，打响救市第一枪！对杭州楼市影响大吗？

Core Points - Shanghai's new real estate policy aims to stimulate housing demand and improve market circulation by relaxing purchase restrictions and optimizing loan mechanisms [1][2][5] Group 1: Policy Adjustments - The new policy allows eligible non-local residents with at least one year of social insurance to purchase unlimited properties outside the outer ring of Shanghai [7] - For those with three years of social insurance, one property can be purchased within the outer ring [7] - Single adults are treated as families for purchasing purposes [7] Group 2: Financial Support Measures - The policy increases the maximum housing provident fund loan limits, with first-time buyers now eligible for up to 1.84 million yuan, an increase from 1.6 million yuan [8] - The second home loan limit rises from 1.3 million yuan to 1.495 million yuan [8] - The policy allows for the extraction of housing provident funds for down payments without affecting loan limits [8] Group 3: Loan Rate Adjustments - The new policy eliminates the distinction between first and second home loan interest rates, allowing banks to set rates based on market conditions [10] Group 4: Property Tax Revisions - Non-local residents purchasing their first home will be exempt from property tax, while subsequent purchases will have a tax exemption for 60 square meters per person [12]