Zhi Tong Cai Jing·2025-08-27 10:42Group 1 - The core viewpoint of the article highlights that CITIC Bank reported a net profit of 36.478 billion yuan for the six months ending June 30, 2025, representing a year-on-year increase of 2.78% [1] - The operating income for the same period was 105.426 billion yuan, showing a decline of 2.96% year-on-year, with net interest income at 71.201 billion yuan, down 1.94%, and non-interest income at 34.225 billion yuan, down 5.01% [1] - The basic earnings per share were reported at 0.62 yuan, with a proposed cash dividend of 1.88 yuan per 10 shares (tax included) [1] Group 2 - In the second quarter, the net profit attributable to shareholders increased by 4.11% year-on-year, with a 2.45 percentage point improvement compared to the first quarter [1] - The overall asset quality remained stable, with a non-performing loan balance of 67.134 billion yuan, an increase of 0.98% year-on-year, and a non-performing loan ratio of 1.16%, unchanged from the end of the previous year [1] - The provision coverage ratio was reported at 207.53%, a decrease of 1.90 percentage points from the end of the previous year, but an increase of 0.42 percentage points from the end of the first quarter [1] Group 3 - The total assets of the group reached 9,858.466 billion yuan, reflecting a growth of 3.42% compared to the end of the previous year [2] - The total loans and advances (excluding accrued interest) amounted to 5,801.9 billion yuan, marking a year-on-year increase of 1.43% [2] - Customer deposits (excluding accrued interest) totaled 6,106.907 billion yuan, representing a year-on-year growth of 5.69% [2]