中复神鹰: 中复神鹰碳纤维股份有限公司关于在中国建材集团财务有限公司办理存贷款业务的风险持续评估报告

Core Viewpoint - The report evaluates the risk assessment of the financial services agreement between Zhongfu Shenying Carbon Fiber Co., Ltd. and China National Building Material Group Financial Co., Ltd., highlighting the financial company's operational qualifications and risk management systems [1][10]. Group 1: Basic Information of China National Building Material Group Financial Co., Ltd. - Established on April 23, 2013, the financial company is a non-bank financial institution approved by the former China Banking Regulatory Commission [1]. - The registered capital is 4.721 billion RMB, with China National Building Material Group contributing 3.679 billion RMB (77.93%) and China National Building Material Co., Ltd. contributing 1.042 billion RMB (22.07%) [1]. Group 2: Business Scope - The financial company engages in various activities, including accepting deposits, providing loans, handling bill discounting, and offering financial advisory services [2]. Group 3: Internal Control and Risk Management - The financial company has established a comprehensive internal control system, including a board of directors, risk management committee, and audit committee to oversee risk management and internal controls [3][4]. - The risk management committee is responsible for approving risk management frameworks and monitoring risk control across credit, market, and operational risks [3][4]. Group 4: Operational and Management Situation - As of June 30, 2025, the total assets of the financial company amounted to approximately 22.95 billion RMB, with all regulatory indicators meeting requirements [10][11]. - The company has maintained a prudent operational principle since its establishment, adhering to relevant laws and regulations [10]. Group 5: Deposit and Loan Situation - As of June 30, 2025, the company had a deposit balance of 249.68 million RMB in the financial company, representing 15.79% of its total deposits [12]. - The financial company has provided a comprehensive credit limit of 300 million RMB to the company, with a project loan balance of 10 million RMB [12]. Group 6: Risk Assessment Opinion - The financial company possesses valid financial licenses and complies with regulatory requirements, with no significant deficiencies identified in its risk management [14].