digihuman(BJ:835670) Sou Hu Cai Jing·2025-08-27 13:34Core Insights - Suzhou has achieved a cumulative digital RMB transaction volume exceeding 9 trillion yuan, accounting for 70% of the national total, with over 30 million wallets opened in the city [1][3] - By the end of 2024, Suzhou's digital RMB transaction volume is projected to reach 7 trillion yuan, with 7.5 million digital RMB loans issued, amounting to over 390 billion yuan, representing a 40% increase year-on-year [1][3] - The digital RMB pilot program in Suzhou has expanded from consumer spending to public transportation, government services, and tax payments, showcasing significant innovation in key areas [3][4] Digital RMB Development - The digital RMB pilot in Suzhou has been ongoing for nearly six years, starting in late 2019, with initial trials in various cities and scenarios [3] - The local government has actively promoted digital RMB through initiatives such as distributing 20 million yuan in digital RMB red packets to residents, facilitating online consumption [3] - Suzhou aims to deepen the application of digital RMB across all sectors by 2025, including the establishment of 100 innovative demonstration scenarios and the formulation of 15 relevant standards [4] Future Directions - Experts suggest that the focus of digital RMB development should shift from scale expansion to quality enhancement, particularly in B2B and government sectors [5] - Recommendations include exploring differentiated development paths based on local economic structures, such as enhancing cross-border payment applications in trade-active regions and expanding supply chain finance in manufacturing hubs [5]