青岛农商行上半年实现归母净利润21.34亿元

Core Insights - Qingdao Rural Commercial Bank reported a decrease in operating income for the first half of 2025, amounting to 5.752 billion yuan, a decline of 1.07 billion yuan or 1.83% year-on-year [1] - The bank's net profit attributable to shareholders increased to 2.134 billion yuan, reflecting a growth of 1.06 billion yuan or 5.22% year-on-year [1] Business Scale - As of June 30, 2025, the total amount of loans and advances issued by Qingdao Rural Commercial Bank reached 272.199 billion yuan, an increase of 5.616 billion yuan or 2.11% compared to the end of the previous year [1] - The bank's total deposits amounted to 334.388 billion yuan, which is an increase of 7.715 billion yuan or 2.36% from the end of the previous year [1] Asset Quality - At the end of the reporting period, the non-performing loan balance stood at 4.770 billion yuan, with a non-performing loan ratio of 1.75%, showing a decrease of 0.04 percentage points from the end of the previous year [1] - Both the non-performing loan ratio and the non-performing loan balance have declined [1]