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中国信达上半年净利增5.78% 收购54家中小银行不良债权近600亿元

Core Viewpoint - China Cinda Asset Management Co., Ltd. reported a stable growth in its mid-year performance for 2025, with a net profit of 2.281 billion yuan, reflecting a year-on-year increase of 5.78% [1] Group 1: Financial Performance - As of mid-2025, China Cinda's total assets reached 1.68 trillion yuan, an increase of 2.62% from the end of the previous year [1] - The total liabilities amounted to 1.46 trillion yuan, growing by 2.80% compared to the end of last year [1] - The total assets in the non-performing asset management business were 938.229 billion yuan, up by 2.51% year-on-year [1] - Revenue from non-performing asset management reached 18.491 billion yuan, showing a slight increase of 0.30% [1] Group 2: Non-Performing Asset Management - In the first half of the year, China Cinda acquired 25.506 billion yuan in financial non-performing debt assets, marking a significant year-on-year growth of 56.80% [1] - The company has expanded its asset acquisition types and actively supported various financial institutions in managing non-performing assets [1] - A total of 342,000 individual loan non-performing assets were acquired, involving a principal amount of 4.7 billion yuan [1] Group 3: Involvement in Financial Reforms - China Cinda actively participated in the reform and risk management of small and medium-sized financial institutions, acquiring nearly 60 billion yuan in non-performing debts from 54 local small and medium banks, a year-on-year increase of 85.4% [2] - The company conducted due diligence and valuation for several high-risk small banks and provided reform and risk management suggestions [2] - Customized reform and risk management plans were developed for various provincial associations [2] Group 4: Real Estate Risk Management - In the first half of the year, China Cinda implemented 19 real estate risk management projects, investing 5.4 billion yuan, which resulted in the delivery of 14,000 housing units and facilitated the resumption of projects worth over 75.7 billion yuan [2] - The company established four real estate relief funds focusing on non-residential properties, risk management, and asset revitalization to support key projects [2] - China Cinda cautiously participated in local debt risk management, providing intellectual support and complementary product services to local governments [2]