好消息！医保账户余额能转账了！

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of funds [2][3]. - Previously, medical insurance personal accounts only allowed for intra-province sharing, but now individuals can transfer funds to family members in different provinces as long as the family members are enrolled in basic medical insurance [3][4]. - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [4][6]. Group 2 - The medical insurance wallet allows for a maximum of three transfers per day, with each transfer not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29]. - If the recipient's medical insurance wallet is not opened, the transfer request will not be processed [29][32]. - If the recipient does not accept the wallet transfer in a timely manner, the funds will be returned to the sender's account by 06:00 the next day [32].