苏农银行上半年实现净利润约11.78亿元 同比增长约5.23%

Core Viewpoint - SuNong Bank reported a slight increase in revenue and net profit for the first half of 2025, indicating stable financial performance despite a challenging economic environment [1] Financial Performance - The bank achieved an operating income of approximately 2.28 billion yuan, representing a year-on-year growth of about 0.21% [1] - The net profit attributable to shareholders was approximately 1.18 billion yuan, with a year-on-year increase of about 5.23% [1] Asset and Liability Scale - As of the end of June 2025, SuNong Bank's total assets were approximately 223.25 billion yuan, reflecting a growth of 4.33% since the beginning of the year [1] - The total liabilities amounted to approximately 204.68 billion yuan, which is a 4.47% increase from the start of the year [1] - The total deposit balance reached approximately 178.05 billion yuan, showing a growth of 4.58% year-to-date [1] - The total loan balance was approximately 136.33 billion yuan, with a year-to-date growth of 5.41% [1] Asset Quality - The bank maintained a stable asset quality, with a non-performing loan ratio of 0.90%, unchanged from the beginning of the year [1] - The provision coverage ratio was 386.88%, which decreased by 42.08 percentage points compared to the beginning of the year, indicating stable risk compensation ability [1]