【西街观察】谨防养老金“跑冒滴漏”

Core Insights - Multiple provinces have reported issues related to the auditing of pension insurance funds, highlighting common problems such as fraud and improper disbursement of pension benefits [1][2] Group 1: Fraudulent Activities - In one province, from 2022 to 2024, 48 counties in 2 cities improperly disbursed pension benefits amounting to 2.4148 million yuan to 505 deceased individuals [2] - A city’s financial audit revealed that due to lax review by social security agencies, pension benefits totaling 19.5433 million yuan were issued to incarcerated individuals and deceased persons [2] - The prevalence of fraudulent claims, such as those from deceased or incarcerated individuals, indicates significant systemic flaws in the verification processes for pension disbursement [2] Group 2: Systemic Issues - The inability to promptly access and share information regarding the death of retirees, especially those living abroad, contributes to the ongoing issue of pension payments continuing after an individual has passed away [2] - Weak inter-departmental collaboration and inadequate verification of eligibility for pension benefits create opportunities for fraudulent claims [2] - The pension disbursement process involves multiple departments and stages, and any failure in these processes can lead to financial losses [2] Group 3: Accountability and Reform - There is a need for strict accountability measures against social security personnel who exhibit negligence or collude to fraudulently obtain pension funds [3] - The legitimacy and fairness of pension disbursement are crucial for social equity and the well-being of numerous families [3] - Addressing issues of fraud and ensuring compliance in pension distribution is essential to maintain public trust in social security systems [4]