Core Insights - China People's Insurance Group reported a strong performance for the first half of 2025, with total revenue reaching 324.12 billion yuan, a year-on-year increase of 10.87% [1] - The net profit attributable to shareholders was 26.67 billion yuan, reflecting a growth of 13.98% compared to the previous year [1] - The company’s basic earnings per share stood at 0.6 yuan, with an interim cash dividend of 0.75 yuan for every 10 shares [1] Group Performance - The insurance service revenue for the first half of 2025 was 280.25 billion yuan, marking a 7.1% increase year-on-year [2] - The original insurance premium income reached 454.63 billion yuan, up by 6.4% from the previous year [2] - Investment assets grew steadily, surpassing 1.7 trillion yuan as of June 30, 2025, representing a 7.2% increase since the beginning of the year [1] Property and Casualty Insurance - China People's Property Insurance maintained a leading market share of 33.5% in the property insurance sector [2] - The net cash inflow from operating activities increased by 26.6%, indicating improved liquidity [2] - The combined cost ratio improved to 94.8%, down by 1.4 percentage points year-on-year [2] Life Insurance Business - The new business value for life insurance increased by 71.7% on a comparable basis [2] - The proportion of regular premium income to original insurance premium income was 79.5%, up by 0.9 percentage points [2] - The 13-month premium persistence rate improved to 96.4%, an increase of 0.4 percentage points [2] Health Insurance Business - The new business value for health insurance grew by 51.0% on a comparable basis [2] - The first-year regular premium income increased by 52.3% year-on-year [2] - The first-year regular premium income from internet long-term insurance surged by 110.6% [2] Investment Business - The company actively seized investment opportunities in the capital market, optimizing its equity structure and extending asset duration [2] - Total investment income reached 40.76 billion yuan, a year-on-year increase of 40.2% [2] - The annualized total investment return rate improved to 5.0%, up by 0.9 percentage points [2]
中国人民保险集团绩后涨超4% 上半年归母净利同比增长13.98% 投资资产规模稳步增长