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Group 1 - The core concept of the "Medical Insurance Wallet" is that it allows insured individuals to transfer funds from their personal medical insurance accounts to their close relatives' wallets for medical expenses, enabling a "one account for the whole family" approach [2][3]. - The "Medical Insurance Wallet" feature has been fully launched in Henan Province, allowing for cross-province fund transfers for medical expenses, which was not possible before [2][3]. - The process for opening a "Medical Insurance Wallet" involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [6][8]. Group 2 - The transfer of funds is real-time, and recipients can use their medical insurance code or facial recognition for payments, with no restrictions on the location of medical services [3][29]. - Each "Medical Insurance Wallet" account has a daily transfer limit of three transactions, with each transaction not exceeding 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [25][28]. - To assist family members in opening their wallets, users must download the National Medical Insurance Service Platform and follow the prompts to provide necessary information [29].