2 1 Shi Ji Jing Ji Bao Dao·2025-08-28 07:10Core Insights - China Ping An reported a parent company operating profit of 77.732 billion RMB for the first half of 2025, a year-on-year increase of 3.7% [2] - The new business value of life and health insurance increased by 39.8% year-on-year [2] - The company announced an interim dividend of 0.95 RMB per share, marking a 2.2% increase and continuing over ten years of dividend growth [2] Business Strategy and Innovation - The year 2025 is highlighted as a year of significant innovation and reform for China Ping An, with a focus on multiple business strategies [2] - The company is undergoing a reform in its life insurance channel, with noticeable effects from its differentiated medical and elderly care strategies [2] - Ping An's asset allocation strategy will increase equity investments, focusing on new productive forces and high dividend directions [2] - The "AI IN ALL" strategy was unveiled, emphasizing the integration of AI across the financial and healthcare value chains [3][4] AI and Technology Development - Ping An's "Five Intelligence" strategy includes intelligent marketing, service, operations, management, and business [3] - The company has developed 67 proprietary vertical large models, with 14 new models added in the first half of 2025 [4] - Approximately 23,000 intelligent agents have been created, covering over 20% of employees' daily work scenarios, enhancing efficiency and customer interaction [4] Healthcare and Elderly Care Strategy - The medical and elderly care sector is viewed as a key area for differentiation in a competitive financial market, with a projected market size exceeding 20 trillion RMB [4][5] - Ping An has established a service system covering all customer scenarios, including online consultations, local services, home delivery, and corporate health management [4][5] Shareholder Returns - The company emphasizes a long-term value orientation, with a commitment to maintaining stable dividend policies [6] - The interim cash dividend reflects the company's stable performance, particularly in the life insurance sector, which has shown strong growth [6] - Ping An aims to provide sustainable investment returns to shareholders, supported by robust business growth and effective reforms [6]