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专访中国平安郭晓涛,解码“万亿巨头”的科技、医养雄心
2 1 Shi Ji Jing Ji Bao Dao·2025-08-28 07:23

Core Viewpoint - China Ping An reported a steady growth in operating profit and new business value in its life and health insurance segment, while emphasizing its strategic focus on innovation and technology integration in financial services [1][6]. Financial Performance - In the first half of 2025, China Ping An's operating profit reached 77.732 billion RMB, a year-on-year increase of 3.7% [1]. - The new business value for life and health insurance grew by 39.8% year-on-year [1]. - The company announced an interim dividend of 0.95 RMB per share, reflecting a 2.2% increase, marking over ten consecutive years of dividend growth [1][6]. Strategic Initiatives - The company is focusing on a multi-faceted strategy for 2025, highlighting significant innovation and reform efforts [1]. - Ping An's "AI IN ALL" strategy aims to integrate AI across its financial and healthcare services, with a focus on five key areas: intelligent marketing, service, operations, management, and business [2]. - The company has developed 67 proprietary vertical models in AI, with 14 new models added in the first half of the year [2]. Healthcare and Elderly Care Strategy - Ping An views the healthcare and elderly care sector as a critical area for differentiation in a competitive financial market, with an expected market size exceeding 20 trillion RMB [3][4]. - The company has established a service framework called "Four Arrivals" and "Six Bests" to meet comprehensive customer needs in healthcare [4]. Shareholder Returns - The company emphasizes a long-term value approach for shareholders, with a commitment to maintaining stable dividend policies [6]. - The sustained increase in dividends is supported by stable and healthy business growth, particularly in the life insurance sector [6].