杭州银行副行长陈岚：贷款贴息政策不包含城商行短期对获客有压力 正设法应对

Core Viewpoint - The absence of city commercial banks from the central government's interest subsidy loan program poses significant challenges for these banks, leading to increased interest rate disparities and risks of customer attrition [1] Group 1: Challenges Faced by City Commercial Banks - City commercial banks will face a widening interest rate gap compared to banks included in the subsidy program [1] - There is an increased risk of losing existing customers and difficulties in acquiring new clients in the short term [1] - The growth of customer base and business scale is under pressure due to these challenges [1] Group 2: Importance of Consumer and Business Loans - Consumer loans and business loans are crucial for stimulating local economies and are the main battlefield for city commercial banks [1] - The bank has implemented fee reductions and preferential measures to enhance customer demand and willingness [1] Group 3: Advocacy for Policy Support - The bank is actively seeking support from local government departments to advocate for similar policies that would facilitate quicker credit disbursement for city commercial banks [1]