中国人保于泽：非车险“报行合一”落地利于综合成本率大幅改善

Core Viewpoint - The implementation of "reporting and execution in one" for non-auto insurance is expected to significantly improve the comprehensive cost ratio of the company and the non-auto insurance industry by regulating property insurance business and controlling premium collection risks [1] Group 1: Policy Implementation - The China Insurance Regulatory Commission has been soliciting industry opinions on the "reporting and execution in one" policy since March, with plans for it to be implemented in the fourth quarter of this year [1] - The policy aims to standardize non-auto insurance business, urging insurance companies to strictly adhere to reported insurance terms and premium rates [1] Group 2: Impact on the Industry - The anticipated policy is expected to have a limited impact on the overall annual performance but is projected to significantly enhance profitability in the non-auto insurance sector by 2026 [1] - The implementation is seen as a means to reduce costs and improve efficiency within the property insurance industry, ultimately benefiting public welfare and the real economy [1]