Core Viewpoint - Zhongyuan Bank (01216.HK) reported its interim results for the six months ending June 30, 2025, showing stable revenue and profit growth, alongside improvements in asset quality and capital adequacy ratios [1] Financial Performance - The bank achieved an operating income of RMB 13.563 billion [1] - Net profit reached RMB 2.129 billion, reflecting a growth of 0.5% [1] - The non-performing loan (NPL) ratio stood at 2.01%, a decrease of 0.01 percentage points from the end of the previous year [1] Asset Quality and Capital Adequacy - The provision coverage ratio improved to 161.05%, an increase of 6.02 percentage points compared to the end of the previous year [1] - Core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were reported at 8.67%, 11.18%, and 13.29%, respectively, with increases of 0.21, 0.25, and 0.27 percentage points from the end of the previous year [1] Total Assets and Loans - As of the reporting period, total assets amounted to RMB 1,407.927 billion, an increase of RMB 42.730 billion, or 3.1% [1] - Total loans (excluding accrued interest) reached RMB 715.016 billion, with a slight increase of RMB 5.61 billion, or 0.1% [1] - Deposit balance (excluding accrued interest) was RMB 943.675 billion, reflecting an increase of RMB 54.241 billion, or 6.1% [1]
中原银行(01216.HK)上半年营收135.63亿元 净利润21.29亿元