西安银行上半年实现营收52.05亿元，利息净收入同比增长59.92%

Core Insights - Xi'an Bank reported a significant increase in operating income for the first half of 2025, reaching 5.205 billion yuan, with net interest income growing by 59.92% to 3.898 billion yuan and non-interest income increasing by 10.31% to 1.307 billion yuan [1][1][1] - The bank's net profit attributable to shareholders rose by 8.59% to 1.452 billion yuan during the same period [1][1][1] Financial Performance - Total assets of Xi'an Bank reached 539.099 billion yuan, marking a 12.23% increase from the end of the previous year [1][1][1] - The total principal of loans and advances amounted to 291.687 billion yuan, reflecting a 22.94% growth compared to the end of last year [1][1][1] - Total principal of deposits was 348.882 billion yuan, which is an 8.34% increase from the previous year-end [1][1][1] Asset Quality - The non-performing loan ratio stood at 1.60%, a decrease of 0.12 percentage points from the end of the previous year [1][1][1] - The provision coverage ratio improved to 205.70%, an increase of 21.64 percentage points compared to the end of last year [1][1][1]