Core Viewpoint - Dongguan Rural Commercial Bank (09889) reported a stable growth in its mid-term performance for the six months ending June 30, 2025, with significant increases in revenue and net profit [1] Financial Performance - The bank's operating income reached 5.501 billion RMB, while net profit stood at 2.628 billion RMB and attributable net profit was 2.629 billion RMB, resulting in basic earnings per share of 0.38 RMB [1] Asset and Deposit Growth - As of the reporting period, the total assets of the group amounted to 76.0445 billion RMB, an increase of 14.541 billion RMB, reflecting a growth rate of 1.95% compared to the end of the previous year [1] - The total deposit balance was 53.2364 billion RMB, which increased by 12.116 billion RMB, marking a growth of 2.33% [1] - The total loan balance reached 39.4415 billion RMB, with an increase of 13.370 billion RMB, representing a growth rate of 3.51% [1] Quality of Development - The non-performing loan ratio was reported at 1.87%, with a provision coverage ratio of 190.56% [1] - The capital adequacy ratio and the Tier 1 capital adequacy ratio were 15.92% and 13.80% respectively, all of which meet regulatory standards [1]
资产规模稳步增长 东莞农商银行发布中期业绩 归母净利润26.29亿元