人民银行上海总部：7月末长三角地区人民币贷款余额74.45万亿元，同比增长9.3%

Core Insights - The People's Bank of China Shanghai Headquarters reported on the monetary credit situation in the Yangtze River Delta region for July 2025, indicating a total loan balance of 75.31 trillion yuan, a year-on-year growth of 9.0%, but a decrease of 0.2 percentage points compared to the previous month [1] - The balance of RMB loans reached 74.45 trillion yuan, with a year-on-year increase of 9.3%, reflecting a decline of 0.3 percentage points from the previous month [1] - Foreign currency loans amounted to 120.4 billion USD, showing a year-on-year decrease of 10.4%, although the growth rate improved by 2.7 percentage points compared to the previous month [1] Loan Breakdown - In July, RMB loans decreased by 171.1 billion yuan, which is a reduction of 185.9 billion yuan year-on-year [1] - Household sector loans fell by 161.5 billion yuan, with a year-on-year increase in reduction of 109 billion yuan, including a drop of 125.6 billion yuan in short-term loans and 35.9 billion yuan in medium to long-term loans [1] - Corporate loans decreased by 47.5 billion yuan, with a year-on-year increase in reduction of 84.5 billion yuan, where short-term loans decreased by 159.4 billion yuan and medium to long-term loans decreased by 91 billion yuan, while bill financing increased by 207.2 billion yuan [1] - Non-bank financial institution loans increased by 22.8 billion yuan, with a year-on-year increase of 11.1 billion yuan [1] - Foreign currency loans decreased by 2.7 billion USD, which is a reduction of 4.4 billion USD year-on-year [1]