QILU BANK(SH:601665) Ge Long Hui A P P·2025-08-28 14:41Core Viewpoint - Qilu Bank (601665.SH) reported a solid performance in the first half of 2025, with significant growth in revenue and net profit, indicating a robust operational strategy and effective management of financial resources [1] Financial Performance - The bank achieved an operating income of 6.782 billion yuan, representing a year-on-year increase of 5.76% [1] - Net interest income reached 4.986 billion yuan, up 13.29% year-on-year [1] - Net fee and commission income was 817 million yuan, reflecting a growth of 13.64% compared to the previous year [1] - Net profit attributable to shareholders was 2.734 billion yuan, marking a 16.48% increase year-on-year [1] - The net interest margin stood at 1.53%, an improvement of 2 basis points from the previous year [1] - The cost-to-income ratio improved to 24.90%, a decrease of 2.51 percentage points year-on-year [1] Business Growth - As of the end of June, total assets amounted to 751.305 billion yuan, an increase of 8.96% from the end of the previous year [1] - Total loans reached 371.410 billion yuan, growing by 10.16% year-on-year [1] - The bank's focus on key financial areas resulted in technology and green loans growing at rates of 17.60% and 30.03%, respectively, both exceeding the average loan growth rate [1] - Total deposits were 478.571 billion yuan, reflecting an 8.88% increase from the end of the previous year [1]