平安理财| 风华五载同行路 行稳致远启新程

Core Insights - Ping An Wealth Management has created over 110 billion yuan in investment returns for clients over five years, averaging over 260 billion yuan annually to support the real economy [1] - The company aims to enhance its position as a technology-driven asset management institution, leveraging AI and digital technology to create competitive advantages [1][5] Investment Research Capability - The company emphasizes a "customer-centric" approach, integrating solid investment research capabilities, a clear product system, cutting-edge digital technology, and high-quality customer service [2] - It has developed a dual-pillar investment research capability focused on asset allocation and portfolio investment, ensuring standardized and modular investment management processes [2][3] - As of July 2025, the company's product net loss ratio and negative return ratio are 0.65% and 0.55%, respectively, outperforming industry averages [3] Product Development - The company has launched a new product brand system called "An+Xin Stable and Long-term," which includes four product series targeting different investment needs [4] - The product system aims to meet diverse wealth management demands with clearer positioning and richer functional scenarios [4] Customer Service - Ping An Wealth Management collaborates with Ping An Bank to enhance customer service capabilities, offering innovative services like cash combination services and 24/7 investment product access [4] - Since 2025, the total trading volume of cash management night market products has accounted for 17% of transactions, with subscription accounting for 28% [4] AI and Digital Technology - The company is actively integrating AI technology into its core operations, enhancing investment research, marketing, and operational efficiency [5][6] - It has developed a digital employee, EVA, which operates across various functions, significantly improving decision-making efficiency [6] Support for Real Economy - Ping An Wealth Management is committed to supporting the real economy, focusing on technology and innovation sectors, with over 25 billion yuan allocated to technology finance by June 2025 [7] - The company has also invested over 15 billion yuan in green finance, launching multiple green financial products to promote sustainable development [7][8] ESG and Green Finance - The company has established a strong presence in green finance and ESG-related businesses, launching various themed products and participating in green bond investments [8] - It aims to align its development with national strategies, enhancing its core investment research capabilities to support new quality productivity [8]