让“科技—产业—金融”形成良性循环 济南以金融活水润泽科创沃土（奋勇争先，决战决胜“十四五”）

Core Insights - The article highlights the importance of financial support for technology innovation, emphasizing the role of financial products like "Kechuangqiao" in aiding startups with limited assets to secure funding [1][2] - It discusses the establishment of a comprehensive financial service system in Jinan, Shandong, aimed at fostering a virtuous cycle between technology, industry, and finance [1][4] Group 1: Financial Support Initiatives - China Construction Bank's Shandong branch provided a loan of 2 million yuan to Shandong Xinhui Microelectronics Technology Co., Ltd., showcasing the bank's commitment to supporting tech enterprises [1] - Since the establishment of the Jinan Science and Technology Financial Reform Pilot Zone in 2021, various innovative financial measures have been implemented, including the issuance of the province's first technology innovation subordinated bond and the establishment of a municipal-level intellectual property operation fund [2] - The loan balance for tech enterprises in Jinan increased from 109.84 billion yuan at the end of 2021 to 303.978 billion yuan by mid-2023, with a loan approval rate of 42%, up by 3.7 percentage points since 2021 [2] Group 2: Growth of Tech Enterprises - Jinan's tech enterprises have grown from over 6,800 in 2021 to more than 10,000 currently, with significant increases in technology-based SMEs, high-tech enterprises, and specialized "little giant" companies [3] - The revenue of 569 large-scale technology service enterprises in Jinan surpassed 27.81 billion yuan in the first half of the year, indicating robust growth in the sector [3] Group 3: Development of Financial Ecosystem - The Qilu Technology Financial Building in Jinan has become a hub for over 100 tech companies and financial institutions, aiming to create a comprehensive service platform covering the entire lifecycle of tech enterprises [4] - Jinan has established a "six specialized and four valued" working system to address the financing challenges faced by tech enterprises, focusing on transforming intangible assets into tangible financial resources [4] - The local government is committed to providing diversified financial support for technology innovation, aligning with the directives of national leadership [4]