济南以金融活水润泽科创沃土（奋勇争先，决战决胜“十四五”）

Core Insights - The article emphasizes the importance of financial support for technological innovation, highlighting the role of the "Kechuangqiao" financial service product in aiding startups like Shandong Xinhui Microelectronics Technology Co., Ltd. with a loan of 2 million yuan [1] - It discusses the establishment of a comprehensive financial ecosystem in Jinan to support technology-driven enterprises, aligning with national directives to enhance financial services for innovation [1][2] Group 1: Financial Support Initiatives - The China Construction Bank's Shandong branch provides diversified financial services to technology enterprises, focusing on early, small, long-term, and hard technology investments [2] - Since the establishment of the Jinan Science and Technology Innovation Financial Reform Pilot Zone in 2021, the loan balance for technology enterprises in Jinan increased from 109.84 billion yuan at the end of 2021 to 303.978 billion yuan by mid-2023, with a loan approval rate of 42%, up by 3.7 percentage points [2] - Jinan aims to create a "regional technology innovation highland" through collaboration with financial institutions and regulatory bodies [2] Group 2: Growth of Technology Enterprises - Jinan's technology enterprises have grown from over 6,800 in 2021 to more than 10,000 currently, with significant increases in small and medium-sized technology firms and high-tech enterprises [3] - The city has seen a remarkable increase in revenue for its technology service sector, with 569 companies achieving over 27.81 billion yuan in revenue in the first half of the year [3] Group 3: Enhanced Financial Ecosystem - The Qilu Technology Financial Building in Jinan serves as a hub for over 100 technology companies and financial institutions, facilitating project incubation, financing support, and technology transfer [4] - Jinan has developed a "six specialized and four valued" working system to address financing challenges for technology enterprises, focusing on transforming intangible assets into tangible financial resources [4] - The local government is committed to providing diversified financial support for technological innovation, establishing a multi-departmental coordination mechanism for technology finance [4]