医保账户余额能转账了

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical insurance accounts to the wallets of close relatives for medical expenses and medication purchases, facilitating inter-family financial support for healthcare [2][3]. - Previously, the medical insurance personal accounts only allowed for intra-provincial support, but now, individuals can transfer funds across provinces as long as the recipient is enrolled in basic medical insurance in their local area [3]. - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform, confirming the use of the wallet, and completing the necessary steps to activate the account [4][6][8]. Group 2 - The medical insurance wallet allows for a maximum of three transfers per day, with each transfer capped at 2000 yuan, and transfers cannot be made between 22:00 and 06:00 the next day [30]. - If the recipient's medical insurance wallet is not opened in time, the transferred amount will be returned to the sender's account by 06:00 the following day [32]. - The medical insurance reimbursement system is managed through a directory system, where only expenses listed in the three directories (medicines, medical consumables, and medical services) are eligible for reimbursement [34][35].