Affirm(US:AFRM) 智通财经网·2025-08-29 00:40Core Viewpoint - Affirm Holdings reported better-than-expected Q4 revenue and profit, leading to an 18% surge in stock price during after-hours trading [1] Financial Performance - Q4 revenue increased by 33% year-over-year to $876 million, surpassing market expectations of $837 million [1] - Net profit reached $69.2 million, a significant improvement from a loss of $45.1 million in the same period last year [1] - Earnings per share were $0.20, exceeding market expectations of $0.11 [1] Transaction Metrics - Total Gross Merchandise Volume (GMV) for Q4 grew by 43% year-over-year, reaching $10.4 billion [1] Future Guidance - Affirm projects Q1 FY2026 revenue to be between $855 million and $885 million, with GMV expected to be between $10.1 billion and $10.4 billion [1] Stock Performance - Affirm's stock has risen 31% year-to-date, outperforming the Nasdaq index, which has increased by 12% [1] Competitive Landscape - Affirm faces increasing competition in the e-commerce sector, having established partnerships with Amazon and Shopify, while Walmart has shifted to competitor Klarna [1] - The company announced a partnership with Apple last year [1]