宁波银行：上半年营收371.60亿元 中期分红拟10派3元

Core Viewpoint - Ningbo Bank reported strong financial performance for the first half of 2025, with total assets exceeding 3.47 trillion yuan and a focus on high-quality development despite industry challenges [1] Financial Performance - As of the end of June, total assets reached 3.47 trillion yuan, an increase of 11.04% from the beginning of the year [1] - Operating income for the first half of 2025 was 37.16 billion yuan, reflecting a year-on-year growth of 7.91% [1] - Net profit attributable to shareholders was 14.77 billion yuan, up 8.23% year-on-year [1] - The non-performing loan ratio stood at 0.76%, indicating strong asset quality [1] Profit Distribution - The bank announced a mid-year profit distribution plan, proposing a cash dividend of 3 yuan per 10 shares (including tax) [1] Strategic Focus - In response to narrowing interest margins and profitability pressures, the bank adhered to a differentiated operating strategy [1] - The bank emphasized its commitment to customer service and value creation through professional services [1] - Ongoing efforts in digital transformation and risk management were highlighted as key components of the bank's strategy for sustainable growth [1]