Core Insights - Guizhou Bank reported an increase in both operating income and net profit for the first half of 2025, with operating income reaching 6.102 billion yuan, a year-on-year increase of 135 million yuan, or 2.26%, and net profit at 2.129 billion yuan, up 7 million yuan, or 0.31% [1] Financial Performance - Total assets of Guizhou Bank amounted to 603.747 billion yuan at the end of the reporting period, an increase of 13.760 billion yuan, or 2.33% from the beginning of the year [1] - The total loan amount was 364.347 billion yuan, reflecting a growth of 17.262 billion yuan, or 4.97% [1] - Total deposits reached 392.731 billion yuan, with an increase of 17.729 billion yuan, or 4.73% [1] Asset Quality - The non-performing loan ratio stood at 1.69%, a decrease of 0.03 percentage points from the beginning of the year [1] - The provision coverage ratio improved to 331.87%, an increase of 15.89 percentage points from the beginning of the year [1] Company Overview - Guizhou Bank was officially established on October 11, 2012, and is headquartered in Guiyang, Guizhou Province, formed through the merger of several local commercial banks [2] - As of the reporting period, the bank had 5,543 employees and 219 branches [2] - Guizhou Bank ranked 248th in the "2025 Global Bank 1000" list published by The Banker magazine and 46th in the "2024 Top 100 Chinese Banks" list by the China Banking Association [2]
贵州银行上半年营收净利双增，拨备覆盖率331.87%