长春：阶段性取消住房公积金贷款次数限制

Core Viewpoint - The Changchun Housing Provident Fund Management Center has announced a new policy regarding personal housing loans, effective until December 31, 2025, which includes adjustments to loan limits and down payment requirements for borrowers [1] Group 1: Loan Policy Adjustments - Borrowers who have cleared their housing provident fund loans and are applying for a new loan will no longer be restricted by the number of loans taken, with policies following the second-use housing provident fund loan guidelines [1] - For first-time users of the housing provident fund loan or those applying for a second loan without existing housing in the purchase area, the down payment ratio for new residential properties in Changchun's main urban area and development zones has been reduced from no less than 20% to no less than 15% [1] Group 2: Green Building Incentives - Families purchasing green residential buildings with a one-star rating or higher, or those evaluated through the "Good House" program, can have their single loan limit increased by 30%, without the possibility of combining this with other upward adjustments [1]