Core Viewpoint - Harbin Bank reported a mid-term performance for the six months ending June 30, 2025, showing growth in revenue and net profit, indicating a stable financial position despite slight increases in loans and deposits [1] Financial Performance - The bank achieved an operating income of RMB 7.386 billion, a year-on-year increase of 2.59% [1] - Net profit attributable to shareholders was RMB 915 million, reflecting a year-on-year increase of 19.96% [1] - Basic earnings per share stood at RMB 0.05 [1] Asset and Loan Growth - Total assets reached RMB 927.5275 billion, an increase of RMB 11.2956 billion or 1.23% from the end of the previous year [1] - Total customer loans and advances amounted to RMB 397.5663 billion, up RMB 18.4724 billion, representing a growth of 4.87% [1] - Total customer deposits were RMB 695.0559 billion, with a slight increase of RMB 137.65 million, or 0.20% [1] Asset Quality - The non-performing loan balance was RMB 11.2697 billion, with a non-performing loan ratio of 2.83%, a decrease of 0.01 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 209.95%, an increase of 7.36 percentage points [1] - The loan impairment loss provision ratio was 5.95%, up by 0.20 percentage points [1]
哈尔滨银行(06138)发布中期业绩，归母净利润9.15亿元 同比增加19.96%