在村镇银行改革化险驶入"快车道"的当下，哈尔滨银行再度出手整合旗下机构。 再度合并重庆三家村镇银行 此次纳入合并的三家重庆村镇银行，均为哈尔滨银行早年布局的参股机构。 10月22日，哈尔滨银行发布公告称，该行2025年第三次临时股东大会投票审议并通过了四项议案，包括 审议并批准关于吸收合并重庆市大渡口融兴村镇银行改建支行的议案、审议并批准关于吸收合并重庆市 沙坪坝融兴村镇银行改建支行的议案、审议并批准关于吸收合并重庆市武隆融兴村镇银行改建支行的议 案，以及审议并批准关于吸收合并讷河融兴村镇银行改建支行的议案。 记者留意到，这是继去年拿下重庆首例跨省"村改支"案例后，哈尔滨银行在西南区域的又一整合动作， 而这背后，哈尔滨银行高企的不良贷款率与资本充足率下滑压力仍不容忽视。 公告显示，三家机构分别成立于2010至2012年间，注册资本介于5000万至1.8亿元之间，哈尔滨银行持 股比例在70%至83.3%区间。合并完成后，上述三家村镇银行将注销法人资格，全部资产、负债、业务 及人员由哈尔滨银行承接，原营业机构将改建为支行继续运营。 这并非哈尔滨银行在重庆的首次整合尝试。2024年11月21日，据国家金融监督管理总 ...

Core Viewpoint - Harbin Bank announced the approval of four proposals regarding the absorption and merger of several rural banks into branches during its third extraordinary shareholders' meeting in 2025 [1] Group 1: Mergers and Acquisitions - The bank approved the proposal to absorb and merge Chongqing Daduqiao Rongxing Village Bank into a branch [1] - The bank approved the proposal to absorb and merge Chongqing Shapingba Rongxing Village Bank into a branch [1] - The bank approved the proposal to absorb and merge Chongqing Wulong Rongxing Village Bank into a branch [1] - The bank approved the proposal to absorb and merge Nehe Rongxing Village Bank into a branch [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 哈爾濱銀行股份有限公司 * Harbin Bank Co., Ltd. （於中華人民共和國註冊成立的股份有限公司） （股份代號：6138） 於2025年10月22日舉行的2025年第三次臨時股東大會投票表決結果 哈爾濱銀行股份有限公司（「本公司」）董事會（「董事會」）茲宣布，本公司於2025 年10月22日舉行的2025年第三次臨時股東大會（「臨時股東大會」）上，列載於日 期為2025年9月30日的臨時股東大會通告（「通告」）內擬提呈之決議已獲本公司股 東以投票方式表決通過。 除非文義另有所指，否則本公告所用詞彙與本公司日期為2025年9月30日之通函 （「通函」）中所採用者具有相同涵義。 臨時股東大會投票表決結果 臨時股東大會由董事會召集，並由本公司董事長鄧新權先生主持。本公司全體董 事均出席臨時股東大會。 本公司於臨時股東大會當日的已發行股份數為 10,995,599,553 股（ 其 中 7,97 ...

Core Viewpoint - Harbin Bank has issued carbon reduction loans supported by the People's Bank of China, contributing to carbon neutrality goals through financing clean energy and environmental protection projects [1] Summary by Categories Carbon Reduction Loans - Harbin Bank has issued a total of 14.2 million yuan in carbon reduction loans to one project, with an interest rate of 3.95% [1] - The annual carbon reduction achieved through these loans is 5,149.24 tons of CO2 equivalent [1] Project Focus - The carbon reduction loans are specifically allocated to key areas such as clean energy, energy conservation, environmental protection, and carbon reduction technologies [1] Commitment to Green Development - Harbin Bank will continue to play an active role in supporting green and low-carbon development, in accordance with regulations from the People's Bank of China, and will regularly disclose information related to carbon reduction loans [1]

智通财经获悉，2025年上半年，哈尔滨银行(06138)稳步推进 "数字哈行" 建设，夯实安全运营基础，提 升科技支持与创新能力，深化科技体制改革。研发智慧信贷项目推动零售信贷数字化，制定信息科技战 略三年规划，构建业务、技术、管理 "三维" 研发框架，强化信息安全保障体系，加速数字金融新格局 构建。同时，集团坚守稳健偏审慎风险偏好，构建全面风险管理体系，将风险管控贯穿战略、绩效与业 务全流程，优化全周期风险识别、计量、监测流程，严守合规底线，提升智能风控能力，为高质量发展 筑牢风险防线。 ...

Core Viewpoint - Harbin Bank is advancing its "Digital Harbin Bank" initiative in the first half of 2025, focusing on enhancing technological support and innovation capabilities while ensuring a solid operational foundation [1] Group 1: Digital Transformation - The bank is implementing a smart credit project to promote the digitization of retail credit [1] - A three-year information technology strategy plan has been established to create a three-dimensional research and development framework encompassing business, technology, and management [1] - The bank is accelerating the construction of a new digital financial landscape while strengthening its information security assurance system [1] Group 2: Risk Management - The group maintains a prudent risk preference and is building a comprehensive risk management system [1] - Risk control is integrated throughout the strategy, performance, and business processes, optimizing the entire cycle of risk identification, measurement, and monitoring [1] - The bank emphasizes compliance and enhances intelligent risk control capabilities to establish a solid risk defense for high-quality development [1]

截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 哈爾濱銀行股份有限公司 呈交日期: 2025年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06138 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 3,023,570,000 | RMB | | 1 | RMB | | 3,023,570,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 3,023,570,000 | RMB | | 1 | RMB | | 3,023,570,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所 ...

Core Viewpoint - The Hong Kong banking sector experienced a widespread decline, with several banks reporting significant drops in their stock prices [1] Group 1: Stock Performance - Jiangxi Bank, Qingdao Bank, and Chongqing Rural Commercial Bank saw declines of over 2% [1] - Jiujiang Bank, Chongqing Bank, Zhengzhou Bank, China Everbright Bank, and Harbin Bank experienced declines of over 1% [1]

Core Viewpoint - The Hong Kong banking sector, particularly the mainland banks, experienced a decline, with several banks reporting significant drops in their stock prices [1] Group 1: Stock Performance - Jiangxi Bank, Qingdao Bank, and Chongqing Rural Commercial Bank saw declines of over 2% [1] - Jiujiang Bank, Chongqing Bank, Zhengzhou Bank, China Everbright Bank, and Harbin Bank experienced declines of over 1% [1]

Core Insights - The 2025 Seventh World-Class Enterprises R&D and Innovation Management Forum was held in Harbin, focusing on "Digital Intelligence Empowerment and Industry-Finance Symbiosis: Technological Finance Driving Innovation in Emerging Industries" [2] - Harbin Bank's President Yao Chunhe emphasized that technological finance is a core engine driving transformation in China's banking industry, enabling banks to break traditional financial path dependencies and accelerate breakthroughs in business boundaries, service model innovation, product iteration, and intelligent risk control [2] Customer Service - The banking service model is evolving from "function supply" to "experience-driven," leveraging financial technology to create a new service system centered on "intelligence and personalization" [2] - A 360° super user profile is being developed to provide comprehensive solutions that integrate "finance + life" and offer personalized experiences [3] Ecological Scene - The application of technologies like API and SDK has transformed banks into "service capability providers" and "ecological rule definers," allowing seamless integration of financial products into partner platforms and scenarios [4] - Future banking will further integrate with AI models, enabling financial services to be more intelligent and naturally embedded in various digital environments [4] Risk Control - The banking risk control capability is transitioning from traditional experience-based judgment to an intelligent, real-time, and precise paradigm, becoming a core pillar for high-quality development [5] - The deep application of IoT technology will enhance real-time monitoring and dynamic valuation of collateral, improving post-loan management accuracy and efficiency [5] Operational Management - Financial technology is permeating the entire banking operation chain, with AI-driven multi-channel collaborative services becoming a development trend [6] - Future AI-driven virtual tellers will replace some manual counter services, handling routine tasks through natural language interaction, while traditional offline processes will be fully digitized [6] - Banks are accelerating investments in key technologies like AI, big data, cloud computing, and blockchain to ensure a secure and stable technological foundation for high-quality development [6]