為協助股東及 本公司 投資者更深入理解標的債權 的 轉 讓，本 公 司 茲 就 標的債權 的 轉 讓 之 代 價 支 付 提 供 以 下 進 一 步 資 料： 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的 任 何 損 失 承 擔 任 何 責 任。 哈 爾 濱 銀 行 股 份 有 限 公 司 * Harbin Bank Co., Ltd. * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：6138） 有關標的債權 的 轉讓公告的補充公告 茲提述哈爾濱銀行股份有限公司*（「本公司」）於2025年12月29日刊發有 關 債 權 轉 讓 協 議 之 公 告（「該公告」），據 此，本 公 司 同 意 將 標 的 債 權 轉 讓 予 中 國 信 達 資 產 管 理 股 份 有 限 公 司 天 津 市 分 公 司。除 非 另 有 界 定，否 則 本 補 充 公 告 所 用 詞 彙 分 別 ...

"钱到家"打破传统信贷门槛，将服务延伸至更广泛的人群，依托覆盖4000余个维度的大数据风控模型， 显著提升了金融服务效率，让金融资源得以更精准、更快速地触达实体经济各领域。精准对接大额消 费、旅游、教育等重点民生场景，助力激发区域消费潜力；围绕个体工商户与小微企业主"高频、小 额、分散"的资金需求，提供快速、灵活的周转资金支持，有力优化区域营商环境。 在深入推进数字化转型与普惠金融服务的进程中，哈尔滨银行于2025年重磅推出的"钱到家"数字信贷产 品，深入融合云计算、AI、大数据等前沿技术，凭借"一秒钟扫码、一分钟申请、一分钟审批、一键式 提款"的极致服务体验，构建了高效、智慧的零售金融服务新范式。 "钱到家"以其便捷、高效的特点，切实解决了不少企业与个人的资金难题。哈尔滨市民马先生是一家装 修公司负责人，因工程款回款较慢，企业面临现金流周转压力，急需采购砂石、水泥等工程材料。传统 贷款流程复杂、审批周期长，在得知哈尔滨银行"钱到家"产品后，马先生仅凭身份证，通过手机扫码在 线申请，不到3分钟即完成审批并成功提款16万元，及时缓解了经营压力，保障了工程顺利进行。 （注：此文属于央广网登载的商业信息，文章内容不 ...

Core Viewpoint - The government work report of Harbin City emphasizes the commitment to high-quality revitalization and development by 2025, focusing on industrial upgrades, improved public welfare, and enhanced urban vitality [7]. Group 1: Economic Development - The construction of "three bases, one barrier, and one highland" has made significant progress, with grain production reaching 25.775 billion jin, an increase of 753 million jin [9]. - The added value of large-scale equipment manufacturing increased by 19.6%, and the installed capacity of renewable energy reached 5.338 million kilowatts, accounting for 52.9% of the total installed capacity [9]. - Actual foreign investment grew by 18.1%, and total import and export volume increased by 4.1% [9]. Group 2: Policy Implementation - Major policies such as "two heavies" and "two new" have shown effectiveness, with 581 major construction projects and 56 equipment upgrade projects supported [9]. - Consumer incentives included 3.76 billion yuan in subsidies for replacing old consumer goods and 190 million yuan in consumer vouchers, stimulating consumption by 38.89 billion yuan [9]. - Industrial technology investment increased by 36.3%, and high-tech manufacturing investment grew by 10.8% [9]. Group 3: Tourism and Culture - Harbin successfully hosted events like the Harbin Summer Music Festival and the International Ice and Snow Festival, attracting 200 million tourists and generating a total tourism expenditure of 281.84 billion yuan, representing growth of 12.7% and 21.8% respectively [10]. - The city was awarded the title of "World Ice and Snow Tourism Excellence City" by the United Nations World Tourism Organization [10]. Group 4: Innovation and Industry Upgrade - The acceleration of industrial upgrades is evident with 733 projects underway and an investment of 50.1 billion yuan, with significant growth in aerospace, computer, and automotive engine manufacturing [11]. - The number of technology-based enterprises reached 182, with a loan balance growth of 18.7% [11]. - The employment rate of graduates from local universities is 18.3%, with 38.1% for doctoral graduates [11]. Group 5: Urban Development - High-quality urban construction is progressing, with the completion of major infrastructure projects like the expansion of Taiping International Airport [13]. - The city has implemented 32 road and bridge projects and constructed 26,600 new parking spaces [13]. - Historical and cultural preservation efforts include the restoration of 33 heritage sites and the enhancement of urban green spaces [13]. Group 6: Social Welfare - Urban employment increased by 98,900, with 2,000 affordable housing units under construction [15]. - Public services improved with the addition of 38 vocational education programs and 38,300 new quality school places [15]. - Safety and stability in the social environment were maintained, with a decrease in debt rates and criminal cases [15].

| 序 특 | 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | | 誠仙受世史 | | 对保亭融兴村镇 | | | | 兴村镇银行 | 贷款相关业务不尽职、 | 银行罚款95万 | 国家会融监督 | | 2 | 有限责任公 | 员工行为管理不到位 | 元,对王帅警告 | 管理总局海南 | | | 司及相关责 | | 并罚款5万元, | 监管局 | | | 任人员 | | 对张留平警告。 | | 哈尔滨银行2025年中期报告显示，哈尔滨银行持有海南保亭融兴村镇银行有限责任公司股份比例为 96.67%。 以下为原文： 中国经济网北京1月16日讯国家金融监督管理总局网站昨日公布的海南监管局行政处罚信息公开表显 示，海南保亭融兴村镇银行有限责任公司及相关责任人员贷款相关业务不尽职、员工行为管理不到位。 国家金融监督管理总局海南监管局对保亭融兴村镇银行罚款95万元，对王帅警告并罚款5万元，对张留 平警告。 ...

Group 1 - The 2026 Harbin International Ice and Snow Economic Expo aims to create a high-end communication and cooperation platform in the global ice and snow sector, focusing on themes of new momentum, new connections, and new ecology [1] - Key projects signed during the expo include collaborations in ice and snow equipment manufacturing, cultural tourism development, financial support, and cross-border cooperation, highlighting the deep integration of the ice and snow economy [1][4] - The expo showcased significant advancements in ice and snow equipment, including a specialized snow-clearing equipment procurement project and a collaboration to address technical challenges in low-temperature environments [1][2] Group 2 - Financial institutions are actively supporting the ice and snow economy, with Harbin Bank providing a 1 billion yuan special credit line for upgrades at Harbin Ice and Snow World, and partnerships with other banks to enhance tourism projects [2] - The integration of ice and snow cultural tourism with financial services is creating new consumer scenarios, such as themed restaurants and recreational facilities, enhancing the overall experience [2][3] - Cross-border cooperation is emphasized, with strategic partnerships established between Russian and Chinese entities to facilitate business exchanges and collaborative projects in the ice and snow sector [3] Group 3 - The expo's outcomes are expected to have significant short-term and long-term impacts, activating the ice and snow industry chain and addressing challenges like seasonal dependency and technological bottlenecks [4] - The establishment of the Harbin Ice and Snow Economic Research Center aims to provide intellectual support and financial guarantees for the long-term development of the industry [3][4] - The expo serves as a vital platform for international collaboration, allowing Harbin's ice and snow industry to share experiences and best practices globally, thus enhancing its competitive edge [4][5]

Core Insights - Harbin Bank is focusing on building a new financial ecosystem to support the ice and snow economy in Heilongjiang, with a total loan balance of 3.4 billion yuan for ice and snow-related industries by the end of November 2025 [1] - The bank has tailored financial products to meet the diverse needs of the ice and snow industry, including loans for small and micro enterprises in sports, accommodation, and cultural sectors [1][2] Group 1 - Harbin Bank has supported 25 enterprises and provided 113 loans to individual practitioners in the ice and snow industry, with a total loan balance of 88 million yuan [1] - The bank offers a range of financial products, including the Ice and Snow Cultural Tourism Loan and the Xin Dan Cultural Tourism Quick Loan for small and micro clients [1] - For heavy asset tourism projects, the bank provides project loans with terms of up to 20 years [1] Group 2 - Harbin Bank has provided credit support to various ice and snow sports equipment companies, including funding for projects like the Ice World Four Seasons project and the renovation of Friendship Palace [1] - The bank has collaborated with nine leading internet platforms to design a series of ice and snow consumption activities, enhancing consumer engagement in the ice and snow economy [2] - The bank has launched the "Ice and Snow Benefit Financial Package" to promote Harbin's ice and snow brand both nationally and internationally [2]

Core Viewpoint - The Harbin International Ice and Snow Economy Expo highlights the role of Harbin Bank in supporting the ice and snow economy through comprehensive financial services, aiming to enhance the high-quality development of the ice and snow industry in Heilongjiang Province [1]. Group 1: Financial Support for Industry - Harbin Bank is actively involved in the ice and snow economy, providing tailored financial solutions to various sectors, including agriculture, equipment manufacturing, and food processing [1]. - The bank has allocated a special loan of 60 million yuan to support the transformation and upgrading of enterprises in the equipment manufacturing sector, facilitating their shift towards high-end and intelligent production [3]. - Harbin Bank has supported the ice and snow industry with a total loan balance of 3.4 billion yuan as of November 30, 2025, assisting 25 enterprises and 113 individual practitioners in the sector [4]. Group 2: Innovation in Traditional Industries - Traditional food enterprises, such as Heilongjiang Li's Natural Food Co., are innovating by combining traditional flavors with modern production techniques, showcasing products like Northeast dumplings and healthy new items at the expo [3]. - The bank provided a quick loan of 10 million yuan to Li's Natural Food Co. to support its product upgrade and production expansion, integrating financial services into the company's daily operations [4]. Group 3: Consumer Engagement and Benefits - Harbin Bank has launched various consumer-friendly initiatives, including discounts on train tickets and popular tourist attractions, to enhance the overall experience for visitors and stimulate ice and snow consumption [4]. - The bank's efforts aim to connect different aspects of the ice and snow economy, from empowering enterprises to benefiting consumers, thereby transforming "cold resources" into "hot economy" [5]. Group 4: Research and Development - The establishment of the Harbin Ice and Snow Economy Research Center, in collaboration with multiple institutions, aims to focus on policy research, industry insights, and financial innovation to support the long-term development of the ice and snow industry [6].

哈 爾 濱 銀 行 股 份 有 限 公 司 * Harbin Bank Co., Ltd. * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：6138） 哈爾濱銀行股份有限公司 董事會審計委員會工作細則（修 訂） 第一章 總 則 第一條 為 加 強 哈 爾 濱 銀 行 股 份 有 限 公 司（以 下 簡 稱「本公司」或「公 司」） 董 事 會 決 策 職 能，確 保 董 事 會 對 經 營 管 理 層 的 有 效 監 督，進 一 步 完 善 公 司 治 理 結 構，根 據《中 華 人 民 共 和 國 公 司 法》《中 華 人 民 共 和 國 商 業 銀 行 法》 《銀 行 保 險 機 構 公 司 治 理 準 則》《商 業 銀 行 內 部 控 制 指 引》等 法 律 法 規、《哈 爾 濱 銀 行 股 份 有 限 公 司 章 程》（以 下 簡 稱「本公司章程」）、香 港 聯 合 交 易 所 上 市 規 則（以 下 簡 稱《上 市 規 則》）的 有 關 規 定，本 公 司 特 設 立 董 事 會 審 計 委 員 會（以 下 簡 稱「審計委員會」或「委員會」），並 制 ...

Group 1 - The 2026 Harbin International Ice and Snow Economy Expo has officially opened, focusing on the development of the ice and snow industry and aiming to create a high-quality development blueprint for the ice and snow economy [1][3] - The theme of the expo is "Ice Chain World, Snow Dance Future - New Momentum, New Link, New Ecology," emphasizing the comprehensive development of the ice and snow sports, culture, equipment, and tourism industries [3][4] - Harbin Bank is actively participating in the expo to align with national and local ice and snow economic development strategies, showcasing its commitment to local economic growth [4][5] Group 2 - Harbin Bank has developed a comprehensive financial service system tailored for the ice and snow industry, including specialized credit support products such as "Scenic Area Loans" and "Ice and Snow Cultural Tourism Loans" [4] - The bank is collaborating with nine major internet platforms to create ten promotional activities that enhance the ice and snow consumption ecosystem and improve the payment experience for tourists and merchants [4][5] - A new "Harbin Ice and Snow Economy Research Center" has been established to integrate industry, academia, and research, focusing on policy research and financial innovation in the ice and snow economy [5][7] Group 3 - On the opening day, Harbin Bank signed strategic cooperation agreements with leading companies in various sectors, indicating a deep integration of finance and the ice and snow industry [7] - The bank aims to be an "enabler" for industry growth and a "companion" for enterprise development, promoting the linkage between technology, industry, and finance [7] - Harbin Bank plans to continue optimizing its specialized products and services while strengthening collaboration with the Ice and Snow Economy Research Center to support the healthy development of the industry chain [7]

致：香港交易及結算所有限公司 公司名稱: 哈爾濱銀行股份有限公司 呈交日期: 2026年1月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06138 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 3,023,570,000 | RMB | | | 1 RMB | | 3,023,570,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 3,023,570,000 | RMB | | | 1 RMB | | 3,023,570,000 | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 | 2. 股 ...