新华保险：分红政策依据盈利水平、偿付能力等因素，并对比同业分红情况制定

Group 1 - The core viewpoint of the article is that Xinhua Life Insurance Company will adjust its dividend policy based on regulatory guidelines and various internal and external factors [1] - The company will consider industry conditions, its development stage, operational model, profitability, solvency, and funding needs when formulating its dividend policy [1] - Xinhua Life aims to create long-term sustainable returns for all shareholders while also taking into account shareholder expectations and comparing with peers' dividend situations [1]