Core Viewpoint - Jiangxi Bank (01916) reported a decline in both revenue and net profit for the six months ending June 30, 2025, indicating challenges in the current financial environment [1] Financial Performance - The group achieved operating revenue of 4.604 billion yuan, a year-on-year decrease of 19.91% [1] - Net profit attributable to shareholders was 558 million yuan, down 10.53% year-on-year [1] - Basic earnings per share stood at 0.09 yuan [1] Asset and Loan Growth - As of the end of the reporting period, total assets reached 580.297 billion yuan, reflecting a growth of 1.16% compared to the end of the previous year [1] - Total loans and advances amounted to 364.903 billion yuan, an increase of 3.39% from the previous year [1] - Total deposits reached 396.770 billion yuan, growing by 1.49% year-on-year [1] Strategic Focus - The bank continued to optimize its credit asset structure, increasing lending to key sectors such as the "Five Major Articles" and "1269" manufacturing industries, with growth rates in these areas surpassing overall loan growth [1] - The bank emphasized enhancing customer service capabilities, resulting in steady growth in both corporate and individual customer bases [1] - Efforts were made to manage existing risks while preventing new risks, alongside a push for digital transformation to improve service quality [1]
江西银行发布中期业绩，归母净利润5.58亿元 同比减少10.53%