长沙银行上半年实现营业收入132.49亿元，拟中期分红8.04亿元

Core Insights - Changsha Bank reported a stable performance in the first half of 2025, with a focus on steady operations and support for the real economy [1][2] - The bank's total assets reached 1,247.385 billion yuan, an increase of 8.78% compared to the end of the previous year, outperforming many listed city commercial banks [1] - The bank's net profit attributable to shareholders was 4.329 billion yuan, reflecting a year-on-year growth of 5.05% [1] Financial Performance - Total loans and advances amounted to 602.692 billion yuan, up 10.56% year-on-year, indicating robust credit growth [1] - Total deposits reached 759.184 billion yuan, with a growth rate of 5.01%, maintaining a high level of deposit growth [1] - Operating income for the first half was 13.249 billion yuan, a year-on-year increase of 1.59%, while non-interest income rose by 11.78% to 3.590 billion yuan [1] Dividend Policy - The board of Changsha Bank approved a mid-term dividend plan, proposing a cash dividend of 2.00 yuan per 10 shares, totaling 804 million yuan [2] - Since its listing in 2018, the bank has consistently paid cash dividends for seven years, with cumulative dividends exceeding 9.3 billion yuan [2] - The dividend payout ratio for 2024 was 22.49%, an increase of 1.1 percentage points from the previous year [2]