Affirm Stock 'Firing On All Pistons' After Record-Breaking Q4

Core Insights - Affirm Holdings, Inc. reported a record-breaking fourth quarter for fiscal 2025, with stock surging significantly [1] - The company achieved earnings of 20 cents per share, nearly double analysts' expectations, and quarterly revenue increased by 33% year-over-year to $876 million, exceeding forecasts [2] Company Performance - CEO Max Levchin highlighted the exceptional growth, stating that the company set new records across most metrics, which is atypical for the fourth quarter [3] - A key factor in Affirm's success is the high rate of repeat customers, which constituted 95% of transactions in the fourth quarter [4] - The company maintains a strong focus on credit performance, with regular updates to the executive team regarding credit metrics [5] Market Expansion - Affirm is expanding into new markets using a reusable technology platform and global partnerships, with a pilot program for its Shopify model in the U.K. [6] - The company anticipates further international growth, particularly in Europe [6] - At the time of publication, Affirm's stock price increased by 13.01% to $90.40 [6]