ZHONGJIN GOLD(SH:600489) Zheng Quan Zhi Xing·2025-08-29 16:29Core Viewpoint - The report evaluates the financial and operational status of China Gold Group Finance Co., Ltd., highlighting its compliance with regulatory requirements and effective risk management practices [1][6]. Group 1: Company Overview - China Gold Group Finance Co., Ltd. is a non-banking financial institution approved by the China Banking and Insurance Regulatory Commission, with a shareholding structure of 60% by China Gold Group Co., Ltd. and 40% by Zhongjin Gold Co., Ltd. [1][2] - The company has a registered capital of 2 billion yuan and operates various financial services, including financial consulting, credit verification, and internal transfer settlements [1][2]. Group 2: Internal Control and Risk Management - The company has established a governance structure that includes a shareholders' meeting, board of directors, supervisory board, and senior management, ensuring checks and balances in decision-making [1][3]. - Risk management is organized by the risk management department, which identifies and assesses various risks, including operational, liquidity, credit, market, and compliance risks [1][3][4]. Group 3: Financial Performance - As of June 30, 2025, the total assets of the company amounted to 27.69 billion yuan, with total liabilities of 25.34 billion yuan and owners' equity of 2.35 billion yuan [5]. - For the first half of 2025, the company reported operating income of 219.72 million yuan and a net profit of 59.01 million yuan, showing an increase compared to the same period in 2024 [5][6]. Group 4: Regulatory Compliance - The company meets all regulatory indicators as per the Enterprise Group Financial Company Management Measures, ensuring compliance with the requirements set by the regulatory authorities [5][6]. - The company has not identified any significant deficiencies in its risk management or financial reporting processes [6].