Zhi Tong Cai Jing·2025-08-29 17:33Core Viewpoint - The report indicates a modest growth in revenue and profit for the Bank of Communications, reflecting stable financial performance in the first half of 2025 [1] Financial Performance - The bank achieved a revenue of 133.68 billion yuan, representing a year-on-year increase of 0.77% [1] - The net profit attributable to shareholders was 46.016 billion yuan, up by 1.61% year-on-year [1] - The non-recurring net profit was 45.902 billion yuan, showing a year-on-year growth of 1.75% [1] - Basic earnings per share stood at 0.59 yuan [1] Loan and Deposit Growth - The total customer loan balance reached 9 trillion yuan, an increase of 443.77 billion yuan from the end of the previous year, marking a growth rate of 5.18% [1] - Customer deposit balance was 9.17 trillion yuan, up by 371.02 billion yuan from the end of the previous year, with a growth rate of 4.22% [1] Asset Quality - The non-performing loan ratio was 1.28%, a decrease of 0.03 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 209.56%, an increase of 7.62 percentage points from the end of the previous year [1]